By Charlie Brown

Managing a property properly requires expertise and daily attention. You must be updated on the Landlord Tenant Law, carry out efficient and quick tenant screening, and know the best contractors to handle repairs and maintenance. A professional property manager will add substantial value to your investment. Here are five reasons why you should hire a professional property management team.

Understand the local area

Landlords may not be familiar with the area where their property is located. Most property managers understand the local property market and they will help you set competitive rental rates. They can also help your tenants to get a better understanding of the locality and this can make them to stay in the property for a longer time. A good property manager will handle everything that your property requires, especially if you live away from the locality.


Property management companies have been in the property industry for many years. Therefore, the managers are highly skilled professionals dedicated to providing clients with the best services. Their experience comes in handy when handling your property portfolio and this keeps your properties running 24/7. They are great at handling any problem or issues that they may receive from tenants. Having industry experience is crucial and will significantly affect your tenant relationships and tenant retention rates.

Shorter vacancy cycles (more…)

By Charlie Brown

Bridging caters for interim financing until the next stage of funding or permanent funding is obtained. The money from new financing is typically used to take out or pay back the bridging loan. Bridging loans are additional loans that are taken out on top of existing home loans until properties are sold and loans are subsequently closed. During this bridging period you will have two loans that are subject to interest charges.

Types of Bridging Loans

Borrowers can generally choose between the options of open or closed bridging loans.


An open bridging loan is where the property sale has not been completed and property may not be on the market. It can be used when home buyers find ideal property and aim to make an offer but their existing property is yet to be sold. An open bridging loan usually requires more equity in the property and a backup plan is a worthwhile consideration in case the property sale does not go on as planned.


A closed bridging loan is based on a date that has been previously agreed on for when your property will be sold. This means that the remaining principle of the loan can be paid out. Closed bridging loans are suitable for consumers who have agreed on sale terms. Since the sale terms of the property have been locked in, this type of loan poses a lower risk to the lender.

Reasons to get Bridging Loans

Bridging loans prevent the stress and hassle of attempting to align settlement dates and gives you a higher chance of selling your current home at a fair price without being under time pressure.
– While it would be ideal to sell your current home and purchase one on the new day, the reality is that there is a period during which the purchaser has to arrange for financing in order to buy a new before the day of settlement.
– With the uncertainty in the property market, bridging finance makes it possible for people to purchase new homes while waiting for their existing homes to be sold.
– It is important to note that bridging loans may not be suitable or available to all borrowers. Lenders usually require borrowers to have a certain equity amount in their current homes. Alternatively, lenders may require borrowers who do not have equity in their current homes to pay higher interest rates on bridging loans for new homes. (more…)

By Charlie Brown

Lawyers have been in existence since the ancient times. Their work was mainly to make rules and maintain order and peace in the communities. Nowadays, lawyers are found in every part of the globe and they represent people who have legal problems. In this demanding field, consumers need to find the best lawyer who is successful in what he/she does. Here are a few important characteristics of the best lawyers.

Continuing education

A good lawyer is one who actively pursues continuing education. This is because continuing training helps lawyers to be conversant with the developments that occur in the legal field. The laws keep changing and only lawyers who pursue additional education are updated on new developments in their area of expertise. This ensures that they represent their clients better regardless of the cases they have.


You need to hire a lawyer who has excelled in similar cases in the past. They have acquired relevant experience and skills that will help them handle your current case with professionalism. In addition, they have a better understanding of the legal system and have a network of legal professionals to help him/her whenever necessary. An experienced lawyer offers better services than one who is just starting out or is fresh from college.


A good attorney is one who specializes in a specific field. Law is a wide field with different sections and you do not want to deal with a Jack of all trades, master of none. Specialist lawyers have a deeper understanding of the law and will provide you with excellent representation. Such professionals have obtained deeper insights over time by immersing themselves in their industry through reading blogs, publications or websites, joining industry associations, networking with industry players, and attending conferences. Contact Cummings & Lewis Law Firm for specialized legal services.

Client care

By Charlie Brown

“Penny stocks” was a term initially attributed to stocks having a share price lower than one pound. Today, the phrase is used to cover stocks that value more than one pound. Penny stocks come with an allure of big profits at little cost!

Recently, iOS smartphones have become a favorable ground to experiment in penny stock trading and other investments. Have you been planning to trade penny stocks? If yes, then some valuable resources can enhance your trading experience and help you succeed.

One of the best ways to have access to quick quotes is by using the advanced apps for penny stock trading. These apps help you navigate the stock market in detail and arrive at better trading perspectives. Discussed below are the best 3 penny trade iPhone apps for 2018 users.

1. Real-Time Stocks

For any active trader in penny stocks, this is a must-have app! With a fantastic rating of 9.2, the app offers features for both beginners and established traders. Real-Time Stocks provides quick references, and it can trade without a snag or delay, and it is efficient in tracking your investment, managing several real-time quotes and holding on to the best rates. You would not need a broker's assistance or account to access this app.

2. StockMaster

Regardless of whether you are a day-time trader, a first-time penny stock trader, an expert at the stock market or even a part-time investor, StockMaster is one app that will help you restructure your total trading experience in a meaningful way. Simple to navigate and user-friendly, the app does not allow room for any confusion.

The app comes with advanced interactive charting features and accurate tracking and investment choices. It also offers real-time highlights and quotes on the trends. Whether you are trading penny stocks or adding/removing them, this app is immensely helpful.

3. Scutify

Whether you are an investor, trader, beginner or expert, Scutify has you covered! (more…)