By Megan Taylor
It is time to move again – you have got a new job out of state or there is a new addition to the family and now your apartment feels totally claustrophobic! All these changes give you that feeling that it is time to make a change and you get all excited about the possibilities. There are two things that come into mind at this point, can you afford renting a new place that will meet your new requirements? What about your rental history, is it clean? Your head starts spinning when you think about all those incidences you have had with your landlord and at this point, you do not know whether to cry or laugh.
It is crunch time and you have to embark on the scariest thing in the rental business; you have to check your rental history and ensure that all is well in that department. But first things first, where are all those files where you have recorded all incidences and filed all receipts pertaining to any expenses you have incurred maintaining the property? You have a strong feeling that these documents are going to come in handy at some point. The next step, you make a request for your rental history reports across the two or three credit reporting agencies that you have subscribed to. To your dismay, your rental history reports all look like scorecards that have been stamped with a large, bold face type font of the word POOR!
You have no choice but to make this right and this is how you go about it:
1. Scrutinize every piece of information on your records to find out whether there is anything incorrect and inaccurate. If so, make a note of this, proceed to contact the respective credit reporting agency and inform them to remove the irregularities. In a situation where they insist that the information is accurate, get in touch with your former landlord or property management company and engage them to assert that the information earlier provided is incorrect. That is why it is important never to burn your bridges.
2. In the past if you exhibited any negative renting behavior, for instance before you moved you had not paid service charge for a particular month, proceed to make the wrong right. Apologize to your landlord and request him/her to confirm that you have met your pending obligation to the reporting agency.
3. You can request the reporting agency to have your old information removed, especially if it is well over seven years and in light of you meeting your past obligations.
4. In the past you must have had landlords who can vouch for you. Contact them to give you positive recommendations and have these submitted to the credit reporting agency. This information can be added to your records and boost your chances of leasing a new apartment. Your new landlord can verify the same through references.
About the Author:
Megan Taylor is a realtor who is keen on advising tenants on maintaining their rental history reports.
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