At first glance, the aggressive investor and the freewheeling traveler may seem like polar opposites. To many people, the former represents convention and tradition, while the latter is more about a laid-back lifestyle with nothing to tie you down.

But the reality is, there is a little of each personality in the other. Yes, those who are involved in the stock market do live a financial lifestyle very similar to generations gone by, but because the most profitable investments are often unconventional, the investor needs a little free spirit. And somewhere in the “easy come, easy go” life of the traveler is at least a modicum of pragmatism, something that anchors their thinking. After all, hitting the road in an RV means finding motorhome loans to get on the road, and that requires an ordered financial life.

So for those who feel pulled in both directions, it is possible to have an adventurous lifestyle of travel while still providing for long-term financial stability.

Freedom To Live…But Still Trade

With the creation of countless apps and companies that cater to those who want to watch their investments from wherever they are, it can actually be easier to invest successfully while living on the road. The ease of international money transfers also facilitates a mobile investor’s life.

But that’s not the end of it. Investors who are happy in their way of life are more relaxed, more focused, and happier. That enables them to be more effective at making decisions about their financial future. So if you’ve gone on the road to escape stress, you’ve also done a lot to remove the cobwebs from your thinking and to become a wiser, more contemplative investor that is much more likely to see good returns. (more…)

2017-05-02_2019

The Dow Jones Industrial Average has been on a downward trajectory since March. When Donald Trump took office, markets rallied across the board. The Dow Jones quickly hit stratospheric levels, breaking the critical 21,000 level before retreating sharply. From the above graphic, we can see that the bullish sentiment that characterized the premier US index has faded, and continues to fizzle away. The 50-day MA of the Dow Jones Industrial Average is 20,692.74, above the prevailing level of 20,412.34. The crossover took place in early April. For now, the Dow Jones remains well above its 200-day moving average of 19,306.54, but even this technical level is on a collision course with the sliding Dow Jones Industrial Average.

IBM and Goldman Sachs Hammer the Dow Jones

IBM Shares Tumbled and Dragged the Dow Jones Down Sharply

2017-05-02_2020

Understanding the drivers of market sentiment requires a firm grasp of market fundamentals. The recent decline in the Dow Jones was attributed to the sharp fall in the price of IBM stock. It has been noted that a $1 change (upward or downward) will have a 6.8488 point effect on the Dow Jones Industrial Average. This is significant, because when IBM shares plunged 5% after weak earnings, the Dow Jones dropped significantly. (more…)

By Charlie Brown

If you are considering consolidating your students, there are some details that you need to keep in mind. Individuals usually qualify for consolidation after they graduate, leave school or have been enrolled for less than half or part-time. Many private lenders allow borrowers to consolidate private and federal loans. Private consolidation can help you reduce your interest rate. Knowing whether or not to consolidate student loans depends on various factors. It is always important to be aware of your options when you want to make a financial decision. Pick the best option that is available and practical for your situation.

Overview

Consolidation is one of the solutions that individuals who have a number of student loans opt for. During this process you take out a loan to pay off other current student loans. If you successfully get your new loan, you will be financially responsible for repaying the single loan. All federal loans can be consolidated as well as most private loans.

Before you apply, learn more about the advantages of student loan consolidation. Potential advantages include streamlining the payment process. When you have different student loans, you need to remember different due dates for repayments on a monthly basis. A single loan means that there will only be one due date that you should remember along with one payment to make.

Advantages

? If you are finding it difficult to repay your loans or expect your income and expenses to change, you can consolidate in order for you to be able to lengthen the repayment term or amount of time for repaying your loans. (more…)

By Liam Smith

Debt relief is a top concern for many businesses as debt continues to reach uncontrollable levels. Getting into debt can be easy but getting out of the situation is often a long and challenging process. The tough economic conditions make it necessary for many businesses to rely on credit to survive. Business owners have been choosing debt settlement and hiring debt specialists to help them sort out their financial problems.

Examine your Finances

One of the important steps you should take when dealing with debt is to closely examine your situation. You need to be fully aware of what you owe and your outstanding debts before you attempt to negotiate any debts. Organize all forms of correspondence that pertain to your debt because ignoring calls and notices will not make the problem disappear.

Financial Statement

Prepare an overall business company financial statement that includes a list of debts, available cash and investments. This type of statement will make it easier for you to determine the next steps you need to take. Organizing your debts in a financial statement will give you a clear view of what you will be able to pay. It will also be helpful when you are ready to negotiate with creditors who want proof regarding your financial situation before forgiving a portion of the debt.

It is essential to figure out what you will be able to pay before settlement discussions with creditors begin. Decide the payments that you can afford to make to each creditor as you start the process of negotiating settlements. Find company debt help here.

Preparing for Negotiations

? Creditors need to understand why they should settle for less than the total amount of your debt. A sincere, consistent and informative explanation will be useful. Explain the uncontrollable circumstances that have led to your situation or how you are trying to overcome your financial challenges. (more…)